Business Banking
Time Bank’s Business Banking Services
Deal with people who UNDERSTAND YOUR BUSINESS.
Direct & Immediate Access
Exceptional Service
Bank Globally
Business Accounts & Services
As a business owner, you need a bank you can depend on. All management and personal banking officers work from our one and only location, which means getting to the person you need to speak to is fast and easy. You can bank with us through our Mobile/ Online solutions no matter where you are in the country.
Deposit Accounts
Business Checking
Manage your funds with flexibility.
Business Money Market
Tiered rates that pay you more the more you keep on deposit with us.
Business Savings
Tiered rates that pay you more as you save more.
Business CDs
Ranging from 91 days to 48 months.
Credit Cards
Business Credit Cards
Convenient and flexible purchasing power.
Other Banking Services
Business Debit Cards
Tokenize and use your card via Apple Pay, Android Pay, and Samsung Pay.
Merchant Services
All-in-one POS solution with payment processing services.
Sweep Account
Maximize your short-term liquidity with minimal risk. Sweep accounts are not FDIC insured.
Safe Deposit Boxes
A variety of safe deposit sizes and rates.
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Business Lending
Private Money Lending
We provide Private Money Lenders nationwide with a revolving line of credit that can be drawn for amounts up to 50% of total private money loan portfolio balances.
Commercial & Industrial Loans
Time Bank is your partner for commercial mortgages (owner-business occupied real estate,) working capital lines of credit, and commercial term loans.
SBA Loans
U.S. Small Business Administration (SBA) guaranteed loans include longer and more flexible terms for your business. We work jointly with the SBA and offer various loan programs.
Cash Management Services & Enterprise Online Banking
ACH Manager*
- Initiate same-day credits and debits
- Conveniently process transfers 24/7
- Schedule transfers for the future
- Create Recurring Payments
- Dual Control
- Faster Availability of Funds
- Reduces the risk of fraud
- Increase security by utilizing a security token
Remote Deposit Capture*
- Make check deposits electronically from your place of business
- View previously scanned deposits for check research and reporting purposes
Wire Manager*
- Schedule transfers for the future
- Set up recurring Wire Transfers
- Set up Dual Control
- Increase security by utilizing a security token
Positive Pay (Protect your account against check fraud)*
*Approval process is required, fees may apply
Cash Management
Enterprise Bank Online
- Check Balances, Review Transaction History
- Transfer Funds
- Eliminate check writing by paying bills through Online Bill Pay
- View Check Images and Obtain Statement Copies
- Automatically connect your Time Bank accounts to Quicken / QuickBooks
- E-statement Enrollment
- Stop Payment Requests