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# Time Bank

New Name. Same Owners. Same Excellent Service.

## Sitemaps

- [XML Sitemap](https://www.time.bank/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Success Story: Blue Ridge Asset Management](https://www.time.bank/success-story-blue-ridge-asset-management/) - Park Ridge Community Bank recently financed the acquisition of multiple residential rental duplex units in Anderson, South Carolina to locally owned and operated Blue Ridge Asset Management of Greenville, SC.
- [Advantages of Working with an Agile Bank](https://www.time.bank/advantages-of-working-with-an-agile-bank/) - In an interview with Alex Etman of SVET Media, Bank CEO Tom Carter explains the advantages of working with an agile bank.
- [Borrow Money from your Home without Disturbing your Low-Rate Mortgage](https://www.time.bank/borrow-money-from-your-home-without-disturbing-your-low-rate-mortgage/) - Many home owners find themselves in a situation where they want to tap into the equity on their home. Maybe the home needs repairs, they need a new car, or they want to send that first kid to college.
- [Get More Working Capital For Your Business](https://www.time.bank/get-more-working-capital-for-your-small-business/) - Park Ridge Community Bank is helping small businesses get more working capital. In an interview with Alex Etman of SVET Media Group, Armaan Hooda, VP Commercial Lending, discusses some of the reasons businesses need more working capital. Reach out to learn how you can get more working capital for your business. Member FDIC | Equal Housing Lender
- [How Good Borrowers Are Using the SBA](https://www.time.bank/how-good-borrowers-are-using-the-sba/) - Many businesses, even thriving ones, run into the issue of maxing out their line of credit. Often a bank will issue a line of credit based on accounts receivable. Unless there is a substantial change in A/R, many banks are unwilling or unable to increase the line. In the growth phase of a business, many owners find themselves in need of additional money with their bank unwilling to lend it to them.
- [Success Story: Side Street Golf](https://www.time.bank/success-story-side-street-golf/) - Time Bank recently provided a loan to Side Street Golf (www.sidestreetgolf.com), a young company and creator of the “Back9” golf bag which is designed to make it easier to carry your clubs on and off the course.
- [Two Financing Tips for Today's Changing Market](https://www.time.bank/ceo-tom-carter-shares-2-financing-tips-for-todays-changing-market/) - CEO & Chairman Tom Carter shares two financing tips for today’s changing market in an interview with SVET Media’s Alex Etman.
- [Madeira Beach Townhome Construction](https://www.time.bank/madeira-beach-townhome-construction/) - We recently financed the construction of 12 townhomes to be built in Madeira Beach, Florida.
- [Private Lenders | How to Increase Your Yield 50%](https://www.time.bank/private-lenders-how-to-increase-your-yield-50/) - CEO & Chairman Tom Carter explains how Private Lenders can increase their yield by 50%
- [Why We're Changing Our Name](https://www.time.bank/why-were-changing-our-name/) - Bank President & CEO Tom Carter explains why we're changing our name.
- [Success Story: Costera Waste & Environmental](https://www.time.bank/success-story-costera-waste-environmental-inc/) - Time Bank recently provided an SBA 7(a) loan to a California business, Costera Waste & Environmental, Inc., to provide working capital and funds for purchasing commercial real estate and equipment. Costera provides waste transportation, disposal, and environmental field services and operates in both northern and southern California. Get the attention you and your business deserve.
- [Rotonda West, Florida Construction](https://www.time.bank/rotonda-west-florida-construction/) - Time Bank recently provided financing for the construction of 3 single family homes in Rotonda West, Florida. Our onsite loan committee meets daily resulting in quick answers for you. For more information on construction lending, contact us here. Member FDIC | Equal Housing Lender
- [Acquisition and Renovation in Berkley, California](https://www.time.bank/acquisition-and-renovation-in-berkley-california/) - Time Bank recently provided a $13 million acquisition and renovation loan for a multi-tenant building in Berkley, California. Our onsite loan committee meets daily resulting in quick answers for you. For more information, contact us here. Member FDIC | Equal Housing Lender
- [Peace of Mind with Time Bank and IntraFi](https://www.time.bank/peace-of-mind-with-time-bank-and-intrafi/) - Work directly with Time Bank and get peace of mind with access to millions of dollars in aggregate FDIC insurance across IntraFi network banks. CEO Tom Carter explains in this one-minute video. Note: A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply. Member FDIC | Equal Housing Lender
- [Private Lender Financing in Pennsylvania](https://www.time.bank/private-lender-financing-in-pennsylvania/) - Time Bank recently provided $1 million of financing to a private lender in order to facilitate the private lender’s loan which is being used by its borrower to purchase and renovate a residential investment property in Pennsylvania. Learn more about our private lender program here. Member FDIC | Equal Housing Lender

## Pages

- [Home](https://www.time.bank/) - With the soul of a community bank and a national presence, Time Bank provides agile and dependable banking service for where you are and where you want to be.
- [Our Team](https://www.time.bank/private-lending/our-team/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.5″ _module_preset=”default” background_color=”#132634″ background_color_gradient_start=”rgba(43,135,218,0)” background_color_gradient_end=”rgba(0,0,0,0.3)” custom_padding=”||||false|false” locked=”off” global_colors_info=”{}”][et_pb_row make_equal=”on” _builder_version=”4.27.5″ _module_preset=”default” width=”80vw” max_width=”100vw” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”margin: auto;” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” header_text_align=”center” header_text_color=”#BA7E3A” header_font_size=”60px” header_2_font=”Libre Baskerville||||||||” header_2_text_align=”center” header_2_text_color=”#FFFFFF” header_2_font_size=”36px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”] Direct Access to Decision-Makers [/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_font=”Libre Baskerville||on||||||” text_text_color=”#BA7E3A” text_font_size=”21px” text_orientation=”center” width=”100%” custom_margin=”17px||||false|false” global_colors_info=”{}”] From day one. [/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″
- [Private Lending](https://www.time.bank/private-lending/) - [et_pb_section fb_built=”1″ disabled_on=”off|off|off” _builder_version=”4.27.5″ _module_preset=”default” background_color=”gcid-5b3e0952-5c12-4231-b376-478971e1b2e4″ background_color_gradient_start=”rgba(43,135,218,0)” background_color_gradient_end=”rgba(0,0,0,0.3)” custom_padding=”||||false|false” locked=”off” global_colors_info=”{%22gcid-5b3e0952-5c12-4231-b376-478971e1b2e4%22:%91%22background_color%22%93}”][et_pb_row column_structure=”2_3,1_3″ make_equal=”on” _builder_version=”4.27.5″ _module_preset=”default” width=”90%” max_width=”1150px” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”margin: auto;” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_font=”|||on|||||” text_text_color=”#BA7E3A” text_font_size=”14px” text_orientation=”center” width=”50%” module_alignment=”left” custom_padding=”|0px|||false|false” border_radii=”on|20px|20px|20px|20px” border_width_all=”1px” border_color_all=”rgba(186,126,58,0.42)” global_colors_info=”{}”] Private Lender Finance Division [/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” header_text_color=”#BA7E3A” header_font_size=”60px” header_2_font=”Libre Baskerville||||||||” header_2_text_color=”#FFFFFF” header_2_font_size=”60px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” header_2_font_size_tablet=”60px” header_2_font_size_phone=”36px” header_2_font_size_last_edited=”on|phone”
- [Quad Cities Team](https://www.time.bank/about-us/our-team/quad-cities-team/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/InsidePageBanner1.jpg” global_module=”493″ saved_tabs=”all” global_colors_info=”{}”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@” _builder_version=”4.16″ _dynamic_attributes=”title” _module_preset=”default” title_font=”|700||on|||||” title_font_size=”65px” background_enable_color=”off” background_enable_image=”off” width=”75vw” max_width=”100vw” module_alignment=”left” min_height=”40vh” custom_padding=”15vh||||false|false” title_font_size_tablet=”54px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset1″ global_colors_info=”{}”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#132634″ custom_padding=”10px||10px||true|false” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.16″ _module_preset=”default” width=”80vw” max_width=”100vw” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Loans” url=”#loans” use_icon=”on” font_icon=”;||divi||400″ icon_color=”#FFFFFF” image_icon_width=”39px” _builder_version=”4.16″ _module_preset=”default” header_level=”h2″ transform_scale_last_edited=”off|desktop” transform_translate_last_edited=”off|desktop” transform_rotate_last_edited=”off|desktop”
- [NACHA Rules Awareness Information](https://www.time.bank/business-banking/nacha-rules-awareness-information/) - View the National Automated Clearing House Association (NACHA) rules awareness information for Time Bank's corporate customers.
- [Scammers](https://www.time.bank/scammers/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/InsidePageBanner1.jpg” saved_tabs=”all” global_colors_info=”{}”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@” _builder_version=”4.27.4″ _dynamic_attributes=”title” _module_preset=”default” title_font=”|700||on|||||” title_font_size=”65px” background_enable_color=”off” background_enable_image=”off” width=”75vw” max_width=”100vw” module_alignment=”left” min_height=”40vh” custom_padding=”5vh||||false|false” title_font_size_tablet=”54px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset1″ global_colors_info=”{}”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Top Nav Section” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/a31ce411.png” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” custom_margin=”-100px||||false|false” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_row make_equal=”on” module_id=”enterprise” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#BA7E3A” background_enable_image=”off” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” width=”85vw” max_width=”100vw” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″
- [Kickoff Call](https://www.time.bank/private-lending/kickoff-call/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.5″ _module_preset=”default” background_color=”gcid-5b3e0952-5c12-4231-b376-478971e1b2e4″ background_color_gradient_start=”rgba(43,135,218,0)” background_color_gradient_end=”rgba(0,0,0,0.3)” custom_padding=”||||false|false” locked=”off” global_colors_info=”{%22gcid-5b3e0952-5c12-4231-b376-478971e1b2e4%22:%91%22background_color%22%93}”][et_pb_row make_equal=”on” _builder_version=”4.27.5″ _module_preset=”default” width=”80vw” max_width=”100vw” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”margin: auto;” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” header_text_color=”#BA7E3A” header_font_size=”60px” header_2_font=”DM Sans|500||on|||||” header_2_text_align=”center” header_2_text_color=”#BA7E3A” header_2_font_size=”14px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”] Schedule a Call [/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_font=”Libre Baskerville||||||||” header_text_color=”#BA7E3A” header_font_size=”60px” header_2_font=”Libre Baskerville||||||||” header_2_text_align=”center” header_2_text_color=”#FFFFFF” header_2_font_size=”38px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”] Kickoff Call [/et_pb_text][et_pb_text
- [Park Ridge Team](https://www.time.bank/about-us/our-team/park-ridge-team/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/InsidePageBanner1.jpg” global_module=”493″ saved_tabs=”all” global_colors_info=”{}”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@” _builder_version=”4.16″ _dynamic_attributes=”title” _module_preset=”default” title_font=”|700||on|||||” title_font_size=”65px” background_enable_color=”off” background_enable_image=”off” width=”75vw” max_width=”100vw” module_alignment=”left” min_height=”40vh” custom_padding=”15vh||||false|false” title_font_size_tablet=”54px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset1″ global_colors_info=”{}”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#132634″ custom_padding=”10px||10px||true|false” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.16″ _module_preset=”default” width=”80vw” max_width=”100vw” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Loans” url=”#loans” use_icon=”on” font_icon=”;||divi||400″ icon_color=”#FFFFFF” image_icon_width=”39px” _builder_version=”4.16″ _module_preset=”default” header_level=”h2″ transform_scale_last_edited=”off|desktop” transform_translate_last_edited=”off|desktop” transform_rotate_last_edited=”off|desktop”
- [About Us](https://www.time.bank/about-us/) - Time Bank is family-owned, agile, predictable, financially strong and is not limited by geography. Visit us today for your personal and business banking needs.
- [Leadership](https://www.time.bank/about-us/our-team/leadership/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/InsidePageBanner1.jpg” global_module=”493″ saved_tabs=”all” global_colors_info=”{}”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@” _builder_version=”4.16″ _dynamic_attributes=”title” _module_preset=”default” title_font=”|700||on|||||” title_font_size=”65px” background_enable_color=”off” background_enable_image=”off” width=”75vw” max_width=”100vw” module_alignment=”left” min_height=”40vh” custom_padding=”15vh||||false|false” title_font_size_tablet=”54px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset1″ global_colors_info=”{}”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#132634″ custom_padding=”10px||10px||true|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” width=”80vw” max_width=”100vw” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Leadership” url=”#leadership” use_icon=”on” font_icon=”;||divi||400″ icon_color=”#BA7E3A” image_icon_width=”39px” _builder_version=”4.18.0″ _module_preset=”default” header_level=”h2″ transform_scale_last_edited=”off|desktop” transform_translate_last_edited=”off|desktop” transform_rotate_last_edited=”off|desktop” transform_skew_last_edited=”off|desktop”
- [Contact](https://www.time.bank/contact/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/InsidePageBanner1.jpg” global_module=”493″ saved_tabs=”all” global_colors_info=”{}”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@” _builder_version=”4.16″ _dynamic_attributes=”title” _module_preset=”default” title_font=”|700||on|||||” title_font_size=”65px” background_enable_color=”off” background_enable_image=”off” width=”75vw” max_width=”100vw” module_alignment=”left” min_height=”40vh” custom_padding=”15vh||||false|false” title_font_size_tablet=”54px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset1″ global_colors_info=”{}”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Top Nav Section” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/a31ce411.png” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” custom_padding=”||8px|||” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” background_enable_color=”off” background_enable_image=”off” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” width=”80vw” max_width=”100vw” locked=”off” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″
- [CRA Info](https://www.time.bank/cra-info/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/InsidePageBanner1.jpg” global_module=”493″ saved_tabs=”all” global_colors_info=”{}”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@” _builder_version=”4.16″ _dynamic_attributes=”title” _module_preset=”default” title_font=”|700||on|||||” title_font_size=”65px” background_enable_color=”off” background_enable_image=”off” width=”75vw” max_width=”100vw” module_alignment=”left” min_height=”40vh” custom_padding=”15vh||||false|false” title_font_size_tablet=”54px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset1″ global_colors_info=”{}”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Top Nav Section” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/a31ce411.png” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” custom_padding=”||8px|||” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” background_enable_color=”off” background_enable_image=”off” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” width=”80vw” max_width=”100vw” locked=”off” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″
- [ENTERPRISE ONLINE BANKING](https://www.time.bank/business-banking/enterprise-online-banking-cash-management-services/) - Time Bank offers state-of-the-art commercial online banking services and cash management services for your business. Contact us today to learn more.
- [Business Banking](https://www.time.bank/business-banking/) - Time Bank understands your business and offers a number of business accounts and services, including Deposit Accounts, Credit Cards, Business Lending, and more.
- [Credit Solutions](https://www.time.bank/private-lending/credit-solutions/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.5″ _module_preset=”default” background_color=”#132634″ background_color_gradient_start=”rgba(43,135,218,0)” background_color_gradient_end=”rgba(0,0,0,0.3)” custom_padding=”||||false|false” locked=”off” global_colors_info=”{}”][et_pb_row make_equal=”on” _builder_version=”4.27.5″ _module_preset=”default” width=”90%” max_width=”1150px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”margin: auto;” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” header_text_color=”#BA7E3A” header_font_size=”60px” header_2_font=”Libre Baskerville||||||||” header_2_text_color=”#FFFFFF” header_2_font_size=”60px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” header_2_font_size_tablet=”60px” header_2_font_size_phone=”36px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”] Institutional Credit for [/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” header_text_color=”#BA7E3A” header_font_size=”60px” header_2_font=”Libre Baskerville||||||||” header_2_text_color=”#BA7E3A” header_2_font_size=”56px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” header_2_font_size_tablet=”56px” header_2_font_size_phone=”36px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”] Private
- [Treasury](https://www.time.bank/private-lending/treasury/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.5″ _module_preset=”default” background_color=”#132634″ background_color_gradient_start=”rgba(43,135,218,0)” background_color_gradient_end=”rgba(0,0,0,0.3)” custom_padding=”||||false|false” locked=”off” global_colors_info=”{}”][et_pb_row make_equal=”on” _builder_version=”4.27.5″ _module_preset=”default” width=”90%” max_width=”1150px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”margin: auto;” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” header_text_color=”#BA7E3A” header_font_size=”60px” header_2_font=”Libre Baskerville||||||||” header_2_text_color=”#FFFFFF” header_2_font_size=”60px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” header_2_font_size_tablet=”60px” header_2_font_size_phone=”36px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”] Banking Solutions Designed for [/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” header_text_color=”#BA7E3A” header_font_size=”60px” header_2_font=”Libre Baskerville||||||||” header_2_text_color=”#BA7E3A” header_2_font_size=”56px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” header_2_font_size_tablet=”56px” header_2_font_size_phone=”36px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]
- [Why Us](https://www.time.bank/private-lending/why-us/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.5″ _module_preset=”default” background_color=”#132634″ background_color_gradient_start=”rgba(43,135,218,0)” background_color_gradient_end=”rgba(0,0,0,0.3)” custom_padding=”||||false|false” locked=”off” global_colors_info=”{}”][et_pb_row make_equal=”on” _builder_version=”4.27.5″ _module_preset=”default” width=”90%” max_width=”1150px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”margin: auto;” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” header_text_color=”#BA7E3A” header_font_size=”60px” header_2_font=”Libre Baskerville||||||||” header_2_text_color=”#BA7E3A” header_2_font_size=”56px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” header_2_font_size_tablet=”56px” header_2_font_size_phone=”36px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”] Private Lenders & Private Credit Funds [/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” header_text_color=”#BA7E3A” header_font_size=”60px” header_2_font=”Libre Baskerville||||||||” header_2_text_color=”#FFFFFF” header_2_font_size=”60px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” header_2_font_size_tablet=”60px” header_2_font_size_phone=”36px”
- [Frequently Asked Questions](https://www.time.bank/private-lending/frequently-asked-questions/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.5″ _module_preset=”default” background_color=”gcid-b69bf1f8-2c6f-49bd-b49b-e618762b2223″ background_color_gradient_start=”rgba(43,135,218,0)” background_color_gradient_end=”rgba(0,0,0,0.3)” custom_padding=”||||false|false” locked=”off” global_colors_info=”{%22gcid-b69bf1f8-2c6f-49bd-b49b-e618762b2223%22:%91%22background_color%22%93}”][et_pb_row make_equal=”on” _builder_version=”4.27.5″ _module_preset=”default” width=”80vw” max_width=”100vw” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”margin: auto;” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” header_text_color=”#132634″ header_font_size=”60px” header_2_font=”Libre Baskerville||||||||” header_2_text_align=”center” header_2_text_color=”#132634″ header_2_font_size=”38px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”] Frequently Asked Questions [/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_text_color=”gcid-9da19df3-a7df-4a81-ba7b-5062378da54a” header_text_color=”#BA7E3A” header_font_size=”60px” header_2_font=”Libre Baskerville||||||||” header_2_text_align=”center” header_2_text_color=”#FFFFFF” header_2_font_size=”38px” text_orientation=”center” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{%22gcid-9da19df3-a7df-4a81-ba7b-5062378da54a%22:%91%22text_text_color%22%93}”]Quick answers about Time
- [Private Lender Prequalification](https://www.time.bank/private-lending/private-lender-prequalification/) - [et_pb_section fb_built=”1″ _builder_version=”4.27.5″ _module_preset=”default” background_color=”gcid-5b3e0952-5c12-4231-b376-478971e1b2e4″ background_color_gradient_start=”rgba(43,135,218,0)” background_color_gradient_end=”rgba(0,0,0,0.3)” custom_padding=”||||false|false” locked=”off” global_colors_info=”{%22gcid-5b3e0952-5c12-4231-b376-478971e1b2e4%22:%91%22background_color%22%93}”][et_pb_row make_equal=”on” _builder_version=”4.27.5″ _module_preset=”default” width=”80vw” max_width=”100vw” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”margin: auto;” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” header_text_color=”#BA7E3A” header_font_size=”60px” header_2_font=”Libre Baskerville||||||||” header_2_text_align=”left” header_2_text_color=”#FFFFFF” header_2_font_size=”38px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”] Private Lender Prequalification [/et_pb_text][et_pb_text _builder_version=”4.27.5″ _module_preset=”default” text_text_color=”#FFFFFF” header_text_color=”#BA7E3A” header_font_size=”60px” header_2_font=”Libre Baskerville||||||||” header_2_text_align=”center” header_2_text_color=”#FFFFFF” header_2_font_size=”38px” custom_margin=”||0px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”] Get feedback fast. [/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row
- [Bank Holidays](https://www.time.bank/general-information/bank-holidays/) - Please refer to the schedule here for all bank holidays at Time Bank.
- [Personal 55 NOW](https://www.time.bank/personal-banking/personal-55-now/) - Personal 55 NOW is a checking account for people age 55 or better. Speak with a personal banker today to learn more.
- [Privacy Policy](https://www.time.bank/general-information/privacy-policy/) - View Time Bank's privacy policy here.
- [Our Team](https://www.time.bank/about-us/our-team/) - The team at Time Bank continually offers good service to our customers. Learn more about our team members you will be working with.
- [Welcome Northwest Bank Customers!](https://www.time.bank/nwbt/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/InsidePageBanner1.jpg” saved_tabs=”all” global_colors_info=”{}”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@” _builder_version=”4.27.4″ _dynamic_attributes=”title” _module_preset=”default” title_font=”|700||on|||||” title_font_size=”65px” background_enable_color=”off” background_enable_image=”off” width=”75vw” max_width=”100vw” module_alignment=”left” min_height=”40vh” custom_padding=”5vh||||false|false” title_font_size_tablet=”54px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset1″ global_colors_info=”{}”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Top Nav Section” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/a31ce411.png” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” custom_margin=”-100px||||false|false” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” background_enable_color=”off” background_enable_image=”off” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” width=”85vw” max_width=”100vw” locked=”off” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.16″
- [Welcome Northwest Bank Customers](https://www.time.bank/online-banking-sign-in/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ _module_preset=”default” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/InsidePageBanner1.jpg” saved_tabs=”all” global_colors_info=”{}”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@” _builder_version=”4.27.4″ _dynamic_attributes=”title” _module_preset=”default” title_font=”|700||on|||||” title_font_size=”65px” background_enable_color=”off” background_enable_image=”off” width=”75vw” max_width=”100vw” module_alignment=”left” min_height=”40vh” custom_padding=”5vh||||false|false” title_font_size_tablet=”54px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset1″ global_colors_info=”{}”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Top Nav Section” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/a31ce411.png” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” custom_margin=”-100px|||||” custom_padding=”||3px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ make_equal=”on” module_id=”enterprise” _builder_version=”4.27.4″ _module_preset=”default” background_enable_color=”off” background_enable_image=”off” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” width=”85vw” max_width=”100vw” hover_enabled=”0″ locked=”off” global_colors_info=”{}”
- [Welcome Northwest Bank Customers](https://www.time.bank/business-enterprise-banking-sign-in/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/InsidePageBanner1.jpg” saved_tabs=”all” global_colors_info=”{}”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@” _builder_version=”4.27.4″ _dynamic_attributes=”title” _module_preset=”default” title_font=”|700||on|||||” title_font_size=”65px” background_enable_color=”off” background_enable_image=”off” width=”75vw” max_width=”100vw” module_alignment=”left” min_height=”40vh” custom_padding=”5vh||||false|false” title_font_size_tablet=”54px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset1″ global_colors_info=”{}”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Top Nav Section” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/a31ce411.png” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” custom_margin=”-100px||||false|false” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ make_equal=”on” module_id=”enterprise” _builder_version=”4.27.4″ _module_preset=”default” background_enable_color=”off” background_enable_image=”off” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” width=”85vw” max_width=”100vw” locked=”off” global_colors_info=”{}”][et_pb_column type=”2_3″
- [Time Bank Completes Acquisition of Northwest Bank & Trust Company](https://www.time.bank/time-bank-completes-acquisition-of-northwest-bank-trust-company/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/InsidePageBanner1.jpg” global_module=”493″ saved_tabs=”all” global_colors_info=”{}”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@” _builder_version=”4.16″ _dynamic_attributes=”title” _module_preset=”default” title_font=”|700||on|||||” title_font_size=”65px” background_enable_color=”off” background_enable_image=”off” width=”75vw” max_width=”100vw” module_alignment=”left” min_height=”40vh” custom_padding=”15vh||||false|false” title_font_size_tablet=”54px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset1″ global_colors_info=”{}”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Top Nav Section” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/a31ce411.png” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_row make_equal=”on” _builder_version=”4.16″ _module_preset=”default” background_enable_color=”off” background_enable_image=”off” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” width=”85vw” max_width=”100vw” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default”
- [Information for Northwest Bank Customers](https://www.time.bank/information-for-northwest-bank-customers/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/InsidePageBanner1.jpg” global_module=”493″ saved_tabs=”all” global_colors_info=”{}”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@” _builder_version=”4.16″ _dynamic_attributes=”title” _module_preset=”default” title_font=”|700||on|||||” title_font_size=”65px” background_enable_color=”off” background_enable_image=”off” width=”75vw” max_width=”100vw” module_alignment=”left” min_height=”40vh” custom_padding=”15vh||||false|false” title_font_size_tablet=”54px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset1″ global_colors_info=”{}”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Top Nav Section” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/a31ce411.png” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” background_enable_color=”off” background_enable_image=”off” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” width=”85vw” max_width=”100vw” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″
- [Awards and Accolades](https://www.time.bank/about-us/awards-and-accolades/) - Time Bank's exceptional performance has earned numerous awards and accolades. See why Bauer Financial calls Time Bank "One of the strongest banks in the United States."
- [Personal Banking](https://www.time.bank/personal-banking/) - Learn about the personal banking services at Time Bank, including Deposit Accounts, Credit Cards, Home Equity Lines of Credit, and more.
- [Online Banking Agreement](https://www.time.bank/general-information/online-banking-agreement/) - View Time Bank's online banking terms and conditions here.
- [General Information](https://www.time.bank/general-information/) - Find more general information on Time Bank, including ATM locations, bank holidays, frequently asked questions, and more.
- [Business Sweep Account](https://www.time.bank/business-banking/business-sweep-account/) - Maximize the earning potential for your accounts with Business Sweep Accounts at Time Bank. Contact us today to learn more.
- [New Beneficial Ownership Rule](https://www.time.bank/new-beneficial-ownership-rule/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.14.9″ _module_preset=”default” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/InsidePageBanner1.jpg” global_module=”493″ saved_tabs=”all” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on” da_disable_devices=”off|off|off”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@” _builder_version=”4.16″ _dynamic_attributes=”title” _module_preset=”default” title_font=”|700||on|||||” title_font_size=”65px” background_enable_color=”off” background_enable_image=”off” width=”75vw” max_width=”100vw” module_alignment=”left” min_height=”40vh” custom_padding=”15vh||||false|false” title_font_size_tablet=”54px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset1″ global_colors_info=”{}”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Top Nav Section” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/a31ce411.png” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” custom_padding=”||8px|||” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off”
- [Personal Checking](https://www.time.bank/personal-banking/checking/) - Personal Checking Accounts at Time Bank offer convenient digital access and superior customer support.
- [Business Certificate of Deposit Accounts](https://www.time.bank/business-banking/business-cd-accounts/) - Business Certificate of Deposite Accounts are a solid and secure investment that offer a fixed rate of return for both short and long term savings.
- [Certificate of Deposit Accounts](https://www.time.bank/personal-banking/cd-accounts/) - Certificate of Deposit Accounts at Time Bank offer a solid and secure investment. Earn at a secure rate with CDs with short-term and long-term options available.
- [Business Savings Accounts](https://www.time.bank/business-banking/business-savings-accounts/) - Business Savings Accounts at Time Bank offer convenience and competitive rates for your business. Contact us today to open your account.
- [Money Market Accounts](https://www.time.bank/business-banking/money-market-accounts/) - Time Bank's business money market accounts offer attractive features such as interest on your deposits, easy access to your money, and more.
- [Personal Savings Accounts](https://www.time.bank/personal-banking/savings/) - Personal Savings Accounts at Time Bank offer convenience and competitive rates. Contact our personal bankers to open your account today.
- [Money Market Accounts](https://www.time.bank/personal-banking/money-market-accounts/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.14.9″ _module_preset=”default” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/InsidePageBanner1.jpg” global_module=”493″ saved_tabs=”all” global_colors_info=”{}”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@” _builder_version=”4.16″ _dynamic_attributes=”title” _module_preset=”default” title_font=”|700||on|||||” title_font_size=”65px” background_enable_color=”off” background_enable_image=”off” width=”75vw” max_width=”100vw” module_alignment=”left” min_height=”40vh” custom_padding=”15vh||||false|false” title_font_size_tablet=”54px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset1″ global_colors_info=”{}”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Top Nav Section” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/a31ce411.png” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” custom_padding=”||8px|||” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ make_equal=”on” _builder_version=”4.16″ _module_preset=”default” background_enable_color=”off” background_enable_image=”off” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” width=”80vw” max_width=”100vw” locked=”off” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″
- [Now Accounts](https://www.time.bank/personal-banking/now-accounts/) - Now accounts at Time Bank are checking accounts that earn interest. Speak with our personal bankers to learn more about opening a Now Account.
- [Time Bank Mobile App - Privacy Policy](https://www.time.bank/general-information/time-bank-mobile-app-privacy-policy/) - Time Bank Mobile – powered by Fiserv – helps you manage your money, view your transactions and accounts, making it easy to manage your finances on the go.
- [Open Business Account](https://www.time.bank/business-banking/open-business-account/) - Open your business account with Time Bank easily and securely at anytime and anywhere. Complete the form don't his page to get started.
- [Open New Account](https://www.time.bank/open-new-account/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.14.9″ _module_preset=”default” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/InsidePageBanner1.jpg” global_module=”493″ saved_tabs=”all” global_colors_info=”{}”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@” _builder_version=”4.16″ _dynamic_attributes=”title” _module_preset=”default” title_font=”|700||on|||||” title_font_size=”65px” background_enable_color=”off” background_enable_image=”off” width=”75vw” max_width=”100vw” module_alignment=”left” min_height=”40vh” custom_padding=”15vh||||false|false” title_font_size_tablet=”54px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset1″ global_colors_info=”{}”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Top Nav Section” _builder_version=”4.21.2″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/a31ce411.png” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” custom_padding=”10px||10px||true|false” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.21.2″ _module_preset=”default” background_enable_color=”off” background_enable_image=”off” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” width=”80vw” max_width=”100vw” locked=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.21.2″
- [Avoid ACH & Wire Fraud](https://www.time.bank/business-banking/avoid-ach-wire-fraud/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.14.9″ _module_preset=”default” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/InsidePageBanner1.jpg” global_module=”493″ saved_tabs=”all” global_colors_info=”{}”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@” _builder_version=”4.16″ _dynamic_attributes=”title” _module_preset=”default” title_font=”|700||on|||||” title_font_size=”65px” background_enable_color=”off” background_enable_image=”off” width=”75vw” max_width=”100vw” module_alignment=”left” min_height=”40vh” custom_padding=”15vh||||false|false” title_font_size_tablet=”54px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset1″ global_colors_info=”{}”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Top Nav Section” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/a31ce411.png” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” custom_padding=”||8px|||” global_colors_info=”{}”][et_pb_row make_equal=”on” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/a31ce411.png” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” width=”80vw” max_width=”100vw” locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default”
- [Construction Loans](https://www.time.bank/business-banking/construction-loans/) - At Time Bank, our onsite loan committee offers quick answers for your construction loans. Speak with our loan officers today to get started.
- [COPPA](https://www.time.bank/coppa/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.14.9″ _module_preset=”default” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/InsidePageBanner1.jpg” global_module=”493″ saved_tabs=”all” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@” _builder_version=”4.16″ _dynamic_attributes=”title” _module_preset=”default” title_font=”|700||on|||||” title_font_size=”65px” background_enable_color=”off” background_enable_image=”off” width=”75vw” max_width=”100vw” module_alignment=”left” min_height=”40vh” custom_padding=”15vh||||false|false” title_font_size_tablet=”54px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset1″ global_colors_info=”{}” theme_builder_area=”post_content”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Top Nav Section” _builder_version=”4.16″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/a31ce411.png” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” custom_padding=”||8px|||” global_colors_info=”{}” theme_builder_area=”post_content”][et_pb_row make_equal=”on” _builder_version=”4.16″ _module_preset=”default” background_enable_color=”off” background_enable_image=”off” background_size=”initial” background_repeat=”repeat” background_blend=”multiply” width=”80vw” max_width=”100vw” locked=”off” global_colors_info=”{}”
- [Home Equity Lines of Credit](https://www.time.bank/personal-banking/home-equity-lines-of-credit/) - Time Bank is a top-rated bank for HELOCs. Meet with our team of experts to see which option is right for you.
- [Thank You](https://www.time.bank/thank-you/) - Thank you for contacting Time Bank, our team will be in touch with you soon!
- [Debit Cards](https://www.time.bank/personal-banking/debit-cards/) - Time Bank makes it easy to manage your spending with the Time Bank Debit Card. Contact our personal bankers today to learn more.
- [Account Opening](https://www.time.bank/account-opening/) - Open your Personal or Business account with Time Bank today!
- [FAQs](https://www.time.bank/general-information/faqs/) - Our Frequently Asked Questions guide answers some of the most common questions you may have about your account at Time Bank.
- [Zelle® Digital Payments](https://www.time.bank/zelle-digital-payments/) - Send and receive money with Zelle® directly from your Time Bank account. Learn how to get started today.
- [SBA Loans](https://www.time.bank/business-banking/sba-loans/) - SBA Loans from Time Bank can help your small business secure needed financing. From 7(a) Loans, 504 Loans, and SBA Express Loans, our team is here to help.
- [Credit Cards](https://www.time.bank/business-banking/credit-cards/) - Business Credit Cards from Time Bank offer convenience & flexibility with a number of options to find the one that works best for your business.
- [Night Depository](https://www.time.bank/personal-banking/night-depository/) - The night depository at Time Bank makes it convenient to deposit funds at any time of day.
- [Commercial & Industrial Lending](https://www.time.bank/business-banking/commercial-industrial-lending/) - Commercial and Industrial Loans from Time Bank feature flexible prepayment structures and options for fixed or floating rates. Contact our loan officers to learn more.
- [ATM Locations](https://www.time.bank/general-information/atm-locations/) - Time Bank offers national ATM coverage with Allpoint. Use the ATM location tool to find the ATM closest to you.
- [Lost or Stolen Card](https://www.time.bank/general-information/lost-or-stolen-card/) - Learn what to do if your card is lost or stolen. Contact Time Bank immediately using this information.
- [Online & Mobile Banking](https://www.time.bank/online-mobile-banking/) - Keep up to date with Time Bank and financial trends using our Insights page.
- [Credit Cards](https://www.time.bank/personal-banking/credit-cards/) - Choosing the right consumer credit card from Time Bank is easier than ever. Find the card that works best for you at Time Bank.
- [Reordering Checks](https://www.time.bank/general-information/reordering-checks/) - Reordering checks at Time Bank is easy, simply follow the link on this page to continue.
- [Debit Cards](https://www.time.bank/business-banking/debit-cards/) - Time Bank's business debit card makes it easy to manage your business spending and make cash withdrawals and deposited anytime and anywhere.
- [Business Checking](https://www.time.bank/business-banking/business-checking/) - Maximize your business efficiency with Business Checking Accounts from Time Bank. We offer personalized business banking options to meet your business needs.
- [Safe Deposit Boxes](https://www.time.bank/personal-banking/safe-deposit-boxes/) - Keep your most important valuables safe with a personal safe deposit box from Time Bank. Contact us today to learn more.
- [Merchant Services](https://www.time.bank/business-banking/merchant-services/) - Time Bank's merchange services help your business add more payment options and business solutions with Clover® Point-of-Sale Systems.
- [Safe Deposit Boxes](https://www.time.bank/business-banking/safe-deposit-boxes/) - Protect the valuables that are most important to your business with a safe deposit box from Time Bank. Contact our personal bankers today to get started.
- [Illinois Community Reinvestment Notice](https://www.time.bank/general-information/illinois-community-reinvestment-notice/) - View the State of Illinois Community Reinvestment Notice here.
- [Insights](https://www.time.bank/insights/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.14.9″ _module_preset=”default” background_image=”https://timebank.wpengine.com/wp-content/uploads/2022/02/InsidePageBanner1.jpg” global_module=”493″ saved_tabs=”all” global_colors_info=”{}”][et_pb_fullwidth_header title=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IjxoMT4iLCJhZnRlciI6IjwvaDE+In19@” _builder_version=”4.15.1″ _dynamic_attributes=”title” _module_preset=”default” title_font=”|700||on|||||” title_font_size=”65px” background_enable_color=”off” background_enable_image=”off” width=”75vw” max_width=”100vw” module_alignment=”left” min_height=”40vh” custom_padding=”15vh||||false|false” title_font_size_tablet=”54px” title_font_size_phone=”40px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset1″ global_colors_info=”{}”][/et_pb_fullwidth_header][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.15″ _module_preset=”default” background_color=”#132634″ custom_padding=”10px||10px||true|false” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ _builder_version=”4.15″ _module_preset=”default” width=”80vw” max_width=”100vw” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.15″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”All Insights” url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjU5MSJ9fQ==@” use_icon=”on” font_icon=”;||divi||400″ icon_color=”#BA7E3A” image_icon_width=”39px” _builder_version=”4.15″ _dynamic_attributes=”url,link_option_url” _module_preset=”default” header_level=”h2″

## DP Team Members

- [Stephen Joseph](https://www.time.bank/dipl-team-member/stephen-joseph/)
- [Adam Pelzer](https://www.time.bank/dipl-team-member/adam-pelzer/)
- [Sam Carter](https://www.time.bank/dipl-team-member/sam-carter/)

## Categories

- [Video](https://www.time.bank/category/videos/)
- [Article](https://www.time.bank/category/articles/) - Time Bank’s blog feed of written articles containing content specific to the financial institution and the services they provide.
- [Success Story](https://www.time.bank/category/success-stories/) - Stories of our clients and their partnership with Time Bank. With permission, we delve into the business, families, and partners that allow us to serve our community.
- [Featured](https://www.time.bank/category/featured/)

## DP Team Member Categories

- [Short Bio](https://www.time.bank/dipl-team-member-category/short-bio/)